Bursaries and Grants in Singapore 2026: Financial Aid Map from Primary to University

Study guide21 Mar 2026, 08:00 ZUpdated 21 Mar 2026

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Q: What does Bursaries and Grants in Singapore 2026: Financial Aid Map cover?
A: Consolidated overview of means-tested bursaries, tuition grants, and emergency support schemes for Singapore students from primary school to undergraduate level, with links to each scheme's full profile.

Status: Checked 2026-03-21 against MOE FAS/ISB/HECB/HEB (AY2026) factsheets and Edusave Awards pages; re-check annually for updated thresholds and quanta.

Quick links: Bursaries hub, Scholarships hub, Scholarship & Bursary Matcher, IP fees & bursary planner, 2026 application guide

TL;DR Use this map to shortlist Singapore bursaries and grants by level and eligibility, then read the individual profile pages for application steps, document checklists, and 2026 deadlines.

Quick financial-aid map

If you are at...	Start here
Primary school	Primary School
Secondary school or IP	Secondary School & Integrated Programme
JC or MI	Junior College & Millennia Institute
Polytechnic, ITE, or university	Polytechnics & ITE or Universities

Concrete example: how to shortlist aid

If household income changes suddenly, do not scan the whole page from top to bottom. Start with the student's current level, check the income snapshot, then prepare the documentation kit before contacting the school or institution.

Bursaries and grants ensure students can focus on learning-even when household finances are tight. This guide maps the major

Reviewed by

Marcus Pang·Managing Director (Maths)

Scheme	Eligibility snapshot	What it covers	Profile
MOE Financial Assistance Scheme (FAS)	GHI ≤ SGD 4,000 or PCI ≤ SGD 1,000 (from Jan 2026)	100% school fees, free textbooks & uniform, 7 meals/wk, 70% bus subsidy or SGD 21/mth transport	Full guide →
Edusave Merit Bursary (EMB)	GHI ≤ SGD 9,000 or PCI ≤ SGD 2,250 + top 25% of level	SGD 200 (P1 - 3) / SGD 250 (P4 - 6) cash - auto-assessed, no application	Full guide →
ComCare Student Care Subsidy	GHI ≤ SGD 4,500 $≤ 4 pax$ or PCI ≤ SGD 1,125 $≥ 5 pax$	Offsets student care centre fees; start-up grant for lower-income families	External
CDAC Bursaries (primary)	Chinese community; GHI ≤ SGD 4,800	Cash award (SGD 300); apply via CDAC portal	Profile →
SINDA Bursary (primary)	Indian community; PCI ≤ SGD 1,600	Cash award (SGD 110/mth); apply via SINDA portal	Profile →
MENDAKI SAS (primary)	Malay/Muslim community	Cash + transport credits; apply via MENDAKI	Profile →
School-based bursaries	Varies by school	Cash awards, enrichment subsidies	Overview →

Scheme	Eligibility snapshot	What it covers	Profile
MOE FAS (secondary)	GHI ≤ SGD 4,000 or PCI ≤ SGD 1,000	100% fees, free textbooks & uniform, 10 meals/wk, transport subsidy	Full guide →
Independent School Bursary (ISB)	GHI ≤ SGD 12,000 or PCI ≤ SGD 3,000 (4 tiers)	100% fees at lowest tier; tiered subsidies up to GHI SGD 12,000	Profile →
Edusave Merit Bursary (EMB)	GHI ≤ SGD 9,000 or PCI ≤ SGD 2,250 + top 25%	SGD 350 cash - auto-assessed, no application	Full guide →
CDAC Bursary (Sec/IP)	Chinese community; GHI ≤ SGD 4,800	Cash award (SGD 480)	Profile →
SINDA Bursary (secondary)	Indian community; PCI ≤ SGD 1,600	Cash award (SGD 145/mth)	Profile →
MENDAKI SAS (secondary)	Malay/Muslim community	Cash + transport credits	Profile →
Opportunity Fund	Means-tested; principal's discretion	Enrichment trips, devices; applied by school on behalf of student	-

Scheme	What it covers	Profile
MOE FAS (JC/CI)	GHI ≤ SGD 4,000 or PCI ≤ SGD 1,000; 100% fees + SGD 1,600/yr bursary + SGD 21/mth transport	Full guide →
ISB (independent JCs)	GHI ≤ SGD 12,000 or PCI ≤ SGD 3,000; tiered fee subsidies	Profile →
Edusave Merit Bursary (JC/MI)	GHI ≤ SGD 9,000 or PCI ≤ SGD 2,250 + top 25%; SGD 400 cash - auto	Profile →
CDC/CCC Bursary	PCI ≤ SGD 1,100; cash award via Community Club	External
Temasek Foundation Pioneers of Possible	Leadership-focused; low-income post-secondary students	External

Scheme	Income cut-off	What it covers	Profile
HECB (polytechnic)	GHI ≤ SGD 5,500 or PCI ≤ SGD 1,375 (2 tiers)	SGD 3,050/SGD 2,700 per yr + 100% fees at Tier 1	Full guide →
HEB (polytechnic)	GHI SGD 5,501 - SGD 12,000 or PCI SGD 1,376 - SGD 3,000	SGD 2,050/SGD 950 per yr	Full guide →
HECB (ITE)	GHI ≤ SGD 5,500 or PCI ≤ SGD 1,375	SGD 1,850/SGD 1,400 per yr + 100% fees at Tier 1	Full guide →
MENDAKI TTFS	Malay/Indonesian Extract; PCI ≤ SGD 2,000	Tuition fee subsidy	Full guide →
CDAC post-secondary	Chinese community; GHI ≤ SGD 4,800	Cash award (SGD 720)	Profile →
SIET Bursary (diploma)	Indian/South Asian; PCI ≤ SGD 1,600	SGD 200/mth up to 9 mths	Profile →
LBKM (diploma)	Malay/Muslim community	Tuition subsidy	Profile →

Scheme	Income cut-off	What it covers	Profile
HECB (university)	GHI ≤ SGD 5,500 or PCI ≤ SGD 1,375	SGD 6,300/SGD 5,100 per yr (Tiers 1 - 2)	Full guide →
HEB (university)	GHI SGD 5,501 - SGD 12,000 or PCI SGD 1,376 - SGD 3,000	SGD 3,250/SGD 1,350 per yr (Tiers 3 - 4)	Full guide →
NUS Enhanced Financial Aid	PCI ≤ SGD 1,100	100% tuition + SGD 4,000/yr living + SGD 10,000 OEG $PCI ≤ SGD 750$	Full guide →
NTU Bursary	PCI ≤ SGD 1,100	100% tuition + SGD 3,000/yr living allowance	Full guide →
SMU Access Bursary	PCI ≤ SGD 1,100	Full tuition + living allowance	Profile →
MENDAKI TTFS (university)	Malay/Indonesian Extract; PCI ≤ SGD 2,000	Tuition fee subsidy	Full guide →
SINDA/SIET Tertiary	Indian community; PCI ≤ SGD 1,600	SGD 200 - SGD 250/mth (up to 9 mths)	Profile →
University emergency funds	Short-term hardship	NUS Hardship Fund, NTU Compassion Fund, SMU Student Support Fund	-

Bursaries and Grants in Singapore 2026: Financial Aid Map from Primary to University

Quick financial-aid map

Concrete example: how to shortlist aid

Sources

Primary School (P1 - P6)

Secondary School & Integrated Programme (Sec 1 - 4 / IP Years 1 - 4)

Junior College & Millennia Institute (JC1 - JC2 / MI)

Polytechnics & ITE

Universities (NUS, NTU, SMU, SIT, SUTD)

Staying Eligible Across Levels

Key Stacking Rules

References

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