Scholarship Bond-Breaking Costs Singapore: Contract Checklist (2026)
At a glance
A source-backed checklist for estimating scholarship bond termination costs, checking liquidated damages and surety exposure, and requesting a written calculation from the sponsor.
Q: How much does it cost to break a scholarship bond in Singapore?
A: There is no reliable universal multiplier or dollar range. The amount depends on the signed agreement, the disbursements, any separate Tuition Grant obligation, interest, completed service, sureties, and the sponsor's calculation date. Request an itemised written calculation before making a decision.
Last reviewed: 19 July 2026 against current MOE, NTU, and Singapore Judiciary sources.
This page is a calculation and process checklist. For the fuller contract-first guide, read what actually happens when a scholarship bond is not fulfilled.
This is general information, not legal or financial advice. A lawyer should review the actual documents if the amount is material, the wording is unclear, or recovery action is threatened.
Why an online bond-breaking calculator is unsafe
The previous version of this page gave universal multipliers, dollar ranges, pro-rata assumptions, interest rates, instalment periods, negotiation outcomes, and career claims. Current official sources do not support applying those statements across Singapore scholarships.
A public formula for one scheme is evidence for that scheme only. It does not establish the terms of a PSC, ministry, statutory-board, university, military, healthcare, teaching, private-company, or overseas scholarship agreement.
What current official sources establish
MOE Tuition Grant Scheme
MOE states that Tuition Grant liquidated damages include:
- the total Tuition Grant received;
- any GST subsidy; and
- interest of 10% per year, compounded at the end of each academic year.
MOE also states that liquidated damages can arise when a student withdraws, is terminated from a course, changes course without taking the Tuition Grant for the new course, buys out the bond, or fails to fulfil the post-graduation bond requirements.
The application page requires two sureties for the Tuition Grant Agreement. A surety assumes responsibility for ensuring that the student fulfils the obligations.
These statements describe the Tuition Grant Scheme. They are not a universal scholarship formula.
Bond obligations administered by NTU
NTU states that non-fulfilment of the bond obligations described on its page can terminate the scholarship immediately. It also states that the scholar and sureties are jointly and severally liable for the imposed liquidated damages, including 10% per year compounded interest and additional debt-recovery costs.
Use this as evidence for the obligations NTU administers, not as proof that every sponsor uses the same rate, liability structure, or process.
