Singapore Bursary Application Guide 2026: Deadlines, Documents & Income Limits

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Study guide21 Mar 2026, 08:00 ZUpdated 21 Mar 2026

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Q: What does the Singapore Bursary Application Guide 2026 cover?
A: Step-by-step application process, income thresholds, key 2026 deadlines, document checklist, and stacking tips for every major Singapore bursary scheme from primary school to university.

TL;DR Most Singapore bursaries open in January - March (primary/secondary) or March - June (tertiary/university). Prepare NRIC, payslips, CPF statements, and IRAS Notice of Assessment for all household members. Income is assessed as gross household income (GHI) or per-capita income $PCI = GHI ÷ household size$ . Many schemes can be stacked - apply to all you qualify for.

Status: Checked 2026-03-21; deadlines are indicative - confirm exact windows with the administering institution each year.

Quick links: Bursaries hub, PCI bursary calculator, Bursaries & grants map,

Reviewed by

Marcus Pang·Managing Director (Maths)

Scheme	Income cut-off	What it covers	When to apply
MOE Financial Assistance Scheme (FAS)	GHI ≤ SGD 4,000 or PCI ≤ SGD 1,000	100% school fees, free textbooks & uniform, 7 meals/wk, transport subsidy	Term 1, Wk 2 (Jan) via school general office
Edusave Merit Bursary (EMB)	GHI ≤ SGD 9,000 or PCI ≤ SGD 2,250	SGD 200 - SGD 250 cash (auto-assessed)	No application - school nominates; link PayNow to child's NRIC
CDAC bursaries (primary)	Varies by scheme	Cash award	Term 1 via CDAC portal; check cdac.org.sg
MENDAKI SAS	PCI ≤ SGD 1,500	Cash subsidy for Malay/Muslim students	Check mendaki.org.sg for intake windows
SINDA bursaries	PCI ≤ SGD 1,800	Cash subsidy for Indian community students	Check sinda.org.sg for intake windows

Scheme	Income cut-off	What it covers	When to apply
MOE FAS (secondary)	GHI ≤ SGD 4,000 or PCI ≤ SGD 1,000	100% fees, textbooks & uniform, 10 meals/wk, transport subsidy	January via school general office
Independent School Bursary (ISB)	GHI ≤ SGD 12,000 or PCI ≤ SGD 3,000	Tiered fee subsidies (100% at lowest tier)	January - February via independent school
Edusave Merit Bursary	GHI ≤ SGD 9,000 or PCI ≤ SGD 2,250	SGD 350 cash (auto-assessed, no application)	Auto - link PayNow to child's NRIC
Community bursaries (CDAC, MENDAKI, SINDA)	Varies	Cash awards	Check respective portals, typically Term 1

Scheme	Income cut-off	What it covers	When to apply
MOE FAS (pre-university)	GHI ≤ SGD 4,000 or PCI ≤ SGD 1,000	100% school fees, SGD 1,600 annual bursary, transport	January - March via JC general office
Edusave Merit Bursary	GHI ≤ SGD 9,000 or PCI ≤ SGD 2,250	SGD 400 cash (auto-assessed)	Auto - link PayNow to child's NRIC
MOE ISB (independent JCs)	GHI ≤ SGD 12,000 or PCI ≤ SGD 3,000	Tiered fee subsidies	January via school
CDC/CCC Bursary	PCI ≤ SGD 1,100	Cash award	Check PA.gov.sg for window

Scheme	Income cut-off	What it covers	When to apply
Higher Education Community Bursary (HECB) - Poly	GHI ≤ SGD 12,000 or PCI ≤ SGD 3,000	Up to SGD 3,050/yr cash + 100% fees at Tier 1	March - May via polytechnic portal
Higher Education Community Bursary (HECB) - ITE	GHI ≤ SGD 12,000 or PCI ≤ SGD 3,000	Up to SGD 1,850/yr cash + 100% fees at Tier 1	March - May via ITE portal
MENDAKI TTFS	PCI ≤ SGD 2,000	Tuition fee subsidy	25 Feb - 30 Apr 2026 (poly/ITE); 16 Sep - 31 Oct 2026
CDAC post-secondary bursary	Varies	Cash award	Term 1 via CDAC portal
LBKM school-level bursary	Varies	Cash award for Malay/Muslim students	Check LBKM portal

Scheme	Income cut-off	What it covers	When to apply
HECB (university)	GHI ≤ SGD 12,000 or PCI ≤ SGD 3,000	Up to SGD 6,300/yr cash (Tier 1)	Apply via university financial aid portal (one form covers HECB + university top-up)
NUS Enhanced Financial Aid	PCI ≤ SGD 1,100	100% fees + SGD 4,000/yr living + SGD 10,000 OEG $PCI ≤ SGD 750$	April - June for freshmen; start of AY for continuing students
NTU Bursary	PCI ≤ SGD 1,100	100% fees + SGD 3,000/yr living allowance	March - May via NTU Student Portal
SMU Access Bursary	PCI ≤ SGD 1,100	Full tuition + living allowance	Check SMU financial aid calendar
MENDAKI TTFS (university)	PCI ≤ SGD 2,000	Tuition fee subsidy	13 May - 15 Jul 2026; 14 Oct - 18 Nov 2026

Singapore Bursary Application Guide 2026: Deadlines, Documents & Income Limits

Sources

How Bursary Income Assessments Work

By Education Level: 2026 Schemes, Thresholds & Application Windows

Primary School (P1 - P6)

Secondary School & IP (Sec 1 - 4 / IP Years 1 - 4)

JC, IP Year 5 - 6 & Millennia Institute

Polytechnics & ITE

Universities (NUS, NTU, SMU, SIT, SUTD)

Universal Document Checklist

Stacking Bursaries: What Can Be Combined?

Common Mistakes That Delay Applications

Further Reading

Related Posts

Combination	Generally allowed?
MOE FAS + Edusave Merit Bursary	Yes - both are MOE schemes but serve different purposes
HECB + NUS/NTU campus bursary	Yes - university applies both in one form
HECB + MENDAKI TTFS	Yes - different sponsoring agencies
HECB + CDAC / SINDA bursary	Yes - different agencies
NUS Enhanced FA + MENDAKI TTFS	Yes, subject to cost-of-attendance cap
Two different university campus bursaries	Depends - confirm with financial aid office