Study guide
Community Bursaries Singapore 2026: CDAC vs MENDAKI vs SINDA vs LBKM Comparison
TL;DR
Singapore's 4 community bursary schemes serve different communities but share a common goal: supplementing government financial aid.
Last updated 21 Mar 2026
Reviewed by
Marcus Pang·Managing Director (Maths)
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Read in layers
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Read the summary above.
10 seconds
Scan the first few sections below.
100 seconds
Jump into the section that matches your decision.
- Quick financial-aid map
- Which Scheme Is for You?
- Side-by-Side Comparison: Primary School
- Side-by-Side Comparison: Secondary School
Q: Which community bursary should I apply for in Singapore?
A: Each scheme targets a specific community - CDAC for the Chinese community, MENDAKI for the Malay/Muslim community, SINDA for the Indian/South Asian community, and LBKM for the Malay/Muslim community (alongside MENDAKI). You apply to the one matching your community. All stack with government HECB/HEB and MOE FAS.
TL;DR Singapore's 4 community bursary schemes serve different communities but share a common goal: supplementing government financial aid. You can only apply to the one matching your community. All community bursaries stack with government schemes (MOE FAS, HECB/HEB, Edusave). You cannot hold two community fund bursaries (e.g., CDAC + SINDA) simultaneously.
Status: Checked 2026-03-21. Income thresholds and quanta from each organisation's website. Confirm exact figures with the administering body each year.
Quick links: Bursaries hub, 2026 bursary application guide, Scholarship & Bursary Matcher
Quick financial-aid map
| If you have... | Read this | What to do |
| 1 second | TL;DR | Apply to the community scheme that matches your NRIC community. |
| 10 seconds | Which Scheme Is for You? | Pick the correct self-help group first. |
| 100 seconds | Stacking Rules | Apply for government aid and community aid without double-counting incompatible schemes. |
Which Scheme Is for You?
Use this quick decision tree:
