Study guide
HEB University Bursary 2026: S$3,250 & S$1,350/Year (Middle-Income Tiers 3–4)
TL;DR
The Higher Education Bursary (HEB) covers the two middle-income tiers (Tiers 3–4) in MOE’s university bursary framework.
Reviewed by
Marcus Pang·Managing Director (Maths)
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- Quick Bursary Map
- These Tiers at a Glance
Q: How much is the HEB for university students in 2026?
A: S$3,250/year (GHI S$5,501–S$9,000) or S$1,350/year (GHI S$9,001–S$12,000) for standard courses. Medicine/dentistry quanta are higher. These are the middle-income tiers in MOE’s university bursary framework - see the complete guide below.
TL;DR The Higher Education Bursary (HEB) covers the two middle-income tiers (Tiers 3–4) in MOE’s university bursary framework. AY2026: S$3,250/yr and S$1,350/yr for standard courses. For the full picture - all 4 tiers from S$6,300 down to S$1,350, medicine/dentistry quanta, document checklist, and stacking with NUS/NTU campus bursaries - see the consolidated guide.
For the complete guide covering all 4 university tiers: Government Bursaries for University Students 2026 →
Need to check your band quickly? Use the PCI bursary calculator before you apply through your university portal.
Quick Bursary Map
| If you have... | Take this away |
| 1 second | HEB covers the middle-income university bursary tiers. |
| 10 seconds | Standard-course awards are S$3,250 or S$1,350 per year, depending on GHI or PCI. |
| 100 seconds | Use this page as the short version, then open the full HECB/HEB university guide when you need every tier and stacking rule. |
| Concrete example | If your household earns S$7,000 monthly with four members, your PCI is S$1,750, so you should check the HEB Tier 3 band. |
| Best next step | Estimate PCI, then apply through your university's financial aid portal with fresh income documents. |


