Do I have to pay poly fees upfront while waiting for HECB?

Typically yes. HECB reimburses after processing, which can take several weeks depending on your polytechnic. Budget accordingly or ask your poly's finance office about instalment arrangements. (This is a common concern among applicants on student forums.)

Can I combine HECB with CDAC or MENDAKI TTFS?

Yes. HECB/HEB is from MOE; CDAC and MENDAKI are from separate self-help groups. They assess eligibility independently and do not cancel each other out.

How is PCI calculated?

PCI = total gross monthly household income ÷ total number of household members (including children and non-working adults). MOE uses gross income before CPF deductions.

Which tier am I in if my PCI falls between thresholds?

MOE assesses using whichever threshold (GHI or PCI) qualifies you for a higher bursary. For example, if your GHI is S$5,000 but your PCI is S$900 (because the household is large), you qualify for HECB Tier 1 based on PCI.

Do I need to reapply every year?

Yes. Bursary awards are for one academic year. Submit fresh income documents during each bursary exercise to continue receiving support.

Does my GPA affect eligibility?

No. HECB and HEB are means-tested only - there is no academic merit requirement. As long as you are a Singapore Citizen enrolled in a subsidised programme and meet the income criteria, you qualify. ---

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Government Bursaries for Polytechnic Students 2026: HECB & HEB Complete Guide (All 4 Tiers)

TL;DR

MOE funds two bursary schemes for polytechnic and ITE students - HECB (lower income, Tiers 1–2) and HEB (middle income, Tiers 1–2).

Sponsor: Ministry of Education (MOE)Bond: Bond-FreeOverseas: Primarily Singapore

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Download printable cheat-sheet (CC-BY 4.0)

21 Mar 2026, 08:00 Z· Last updated 21 Mar 2026

Reviewed by

Marcus Pang·Managing Director (Maths)

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Q: How much bursary can a polytechnic student get from the government in 2026?
A: Between S $950 and S$ 3,050 per academic year depending on your household income tier. This guide covers all 4 HECB and HEB tiers for AY2026, plus ITE quanta, document checklist, and stacking with CDAC/MENDAKI.

TL;DR MOE funds two bursary schemes for polytechnic and ITE students - HECB (lower income, Tiers 1–2) and HEB (middle income, Tiers 1–2). All 4 tiers are bond-free and applied through your poly's financial aid portal. Diploma awards range from S $3,050/yr $ GHI ≤ S$ 4,000 $ down to S $950/yr (GHI S$ 9,001–S$12,000). You can stack these with CDAC, MENDAKI TTFS, and donor bursaries.

Status: AY2026 quanta verified 2026-03-21. All figures from the MOE financial assistance page and AY2026 press release.

Quick links: Bursaries hub · 2026 bursary application guide · University HECB/HEB guide

Tier	Income band (GHI)	Income band (PCI)	Annual quantum (Diploma)	Annual quantum (ITE)
HECB Tier 1	≤ S$4,000	≤ S$1,000	S$3,050	S$1,850
HECB Tier 2	S $4,001–S$ 5,500	S $1,001–S$ 1,375	S$2,700	S$1,400
HEB Tier 1	S $5,501–S$ 9,000	S $1,376–S$ 2,250	S$2,050	S$700
HEB Tier 2	S $9,001–S$ 12,000	S $2,251–S$ 3,000	S$950	S$490

Scheme	Can stack with HECB/HEB?
CDAC Bursary (Chinese Development Assistance Council)	Yes
MENDAKI TTFS (Tertiary Tuition Fee Subsidy)	Yes
SINDA SIET (Singapore Indian Education Trust)	Yes
Donor / institutional bursaries (poly-specific)	Yes
MOE FAS (for younger siblings in primary/secondary)	Yes (different household member)

Government Bursaries for Polytechnic Students 2026: HECB & HEB Complete Guide (All 4 Tiers)

All-Tier Income Table

Sources

How to Apply

Document Checklist

Stacking with Other Aid

What Students Say

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