Study guide21 Mar 2026, 08:00 Z

Integrated Programme School Fees & Bursary Planner (2026)

TL;DR

This planner maps IP school fee ranges, estimates transport and enrichment costs, and shows which bursaries (ISB, FAS, Edusave, community) activate at each stage.

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Last updated 21 Mar 2026

Reviewed by

Marcus Pang·Managing Director (Maths)

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Quick Fees Map
1. Annual Cost Snapshot (Sec 1 to JC 2)
2. Five Questions Every Family Should Answer Early
3. Bursary & Subsidy Timeline

Q: How much should Integrated Programme families budget per student before bursaries in 2026?
A: A rough starting budget is about $\$6,300$ – $\$11,200$ per year for many independent/specialised independent pathways once you add transport + enrichment. Always confirm your school’s current monthly fees on MOE’s fees page, then layer ISB, FAS, UPLIFT, and CDAC support.[^moe-fees][^moe-fas]TL;DR This planner maps IP school fee ranges, estimates transport and enrichment costs, and shows which bursaries (ISB, FAS, Edusave, community) activate at each stage. Verify the latest rules and thresholds on official pages before submitting applications.

Status: MOE fees page and FAS/UPLIFT pages checked 2026-03-21. Fees and eligibility rules update annually; verify your school’s current schedule and the latest MOE guidance before submitting applications.

[^moe-fees]: MOE school fees page (fee checker + payment info)

[^moe-fas]: MOE Financial Assistance Scheme guide (accessed Mar 2026)

[^uplift]: MOE UPLIFT Scholarship overview (accessed Mar 2026)

[^cdac]: CDAC student bursary criteria (retrieved Mar 2026)

A long-range view of Integrated Programme (IP) costs is the foundation for smart scholarship, bursary, and tuition decisions. This planner collates the latest fee disclosures from independent and specialised IP schools, highlights "hidden" costs families often forget, and points you toward MOE and community bursaries that activate at each stage.

Read time	What to take away
1 second	IP budgeting is school fees plus transport, enrichment, and support costs.
10 seconds	Start with the official fee page, then layer school-based aid, MOE schemes, and community bursaries.
100 seconds	Families should prepare evidence early because financial-aid timelines, income documents, and school-level subsidy windows may not align neatly.
Concrete example	A family comparing two independent IP schools should compare annual cost after bursaries, not just monthly school fees.
Best next step	Build a one-year cost table with fees, transport, enrichment, meals, devices, and possible aid.

Level	Typical school fee (per month, check MOE fees page for your school)	Annual school-based charges	Transport & meals	Academic enrichment	Estimated annual total
Sec 1-2 (IP)	$\$300 \text{–} \$600$	$\$300 \text{–} \$600$	$\$1,600$	$\$800$	$\$6,300 \text{–} \$10,200$
Sec 3-4 (IP)	$\$300 \text{–} \$600$	$\$350 \text{–} \$700$	$\$1,800$	$\$1,000$
JC 1-2	$\$300 \text{–} \$600$	$\$350 \text{–} \$750$	$\$2,000$	$\$1,200$

Window	What to secure	Key action items
Oct – Nov 2025	Independent School Bursary (ISB) renewal + UPLIFT Scholarship[^uplift]	Submit IRAS Notice of Assessment, CPF statements, and proof of family size early so fee subsidies kick in by January 2026.
Jan – Feb 2026	MOE FAS + School-based hardship or alumni bursaries	Apply via school general office before Term 1 Week 2 to activate fee waivers and textbook vouchers. Track forms released during admin day; prepare teacher testimonials or CCA endorsements if required. From Jan 2026, FAS income thresholds are GHI ≤ S$4,000 / PCI ≤ S$1,000.
Feb – Mar 2026	CDC/Community group bursaries	Apply to the suitable clan, self-help, or religious organisations (e.g., CDAC[^cdac], SINDA, LBKM, MENDAKI). Mark interview dates; many disbursements align with Term 2.
May – Jun 2026	Mid-year top-ups (transport, devices)	Pair receipts with bursary claim forms. Families on the MOE Financial Assistance Scheme (FAS) can request transport subsidies from their school.
Sep – Nov 2026	ISB renewal + transition planning for JC fees	Gather JC-specific fee circulars, refresh means-testing documents, and shortlist tertiary bursaries listed at https://eclatinstitute.sg/blog/bursaries.

Integrated Programme School Fees & Bursary Planner (2026)

Sources

Quick Fees Map

1. Annual Cost Snapshot (Sec 1 to JC 2)

2. Five Questions Every Family Should Answer Early

3. Bursary & Subsidy Timeline

4. Building a Hybrid Funding Stack

5. Preparing Evidence Before Each Application

6. When to Consider Scholarships

7. Next Steps

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