Study guide
MOE Financial Assistance Scheme (FAS) 2026: Income Limits, Benefits & Application
TL;DR
From January 2026, MOE FAS income thresholds are GHI ≤ S$4,000 or PCI ≤ S$1,000.
Sponsor: Ministry of Education (MOE)Bond: Bond-FreeOverseas: Primarily Singapore
Last updated 21 Mar 2026
Reviewed by
Marcus Pang·Managing Director (Maths)
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- Income Thresholds (Effective Jan 2026)
- Benefits by School Level
- FAS vs Independent School Bursary (ISB)
- FAS + Edusave Merit Bursary: Can They Stack?
Q: What does the MOE Financial Assistance Scheme (FAS) 2026 guide cover?
A: Updated income thresholds from Jan 2026, full benefits breakdown by school level, step-by-step application process, document checklist, how FAS compares to the Independent School Bursary (ISB), and stacking tips with Edusave and community bursaries.
TL;DR From January 2026, MOE FAS income thresholds are GHI ≤ S$4,000 or PCI ≤ S$1,000. The scheme covers 100% of school/miscellaneous fees, free textbooks and uniform, weekly meals, and transport subsidies across primary, secondary, and pre-university levels. Apply through your child's school general office in Term 1.
| If you have... | Read this first |
| 1 second | MOE FAS is the first school-aid scheme to check for eligible Singapore Citizen students. |
| 10 seconds | Check GHI or PCI, school level, benefits, Term 1 school process, and income documents. |
| 100 seconds | Calculate PCI, apply through school, then see whether ISB, Edusave, or community bursaries are separate layers. |
| Concrete example | A family above GHI S$4,000 may still qualify if PCI is S$1,000 or below because the household is larger. |
| Best next step | Compute both GHI and PCI, then ask the school general office for the current form. |
Status: Checked 2026-03-21 against MOE's financial assistance page; thresholds effective from Jan 2026 per MOE AY2026 factsheet.
Quick links: Bursaries hub, Bursaries & grants map,
