Study guide
MOE Independent School Bursary (ISB) 2026: Income Tiers, Benefits & How to Apply
TL;DR
MOE's Independent School Bursary (ISB) provides tiered financial support for Singapore Citizen students at independent secondary schools, NUS High School of Mathematics and Science, and School of Science and Technology.
Sponsor: MOEBond: Bond-FreeOverseas: Primarily Singapore
Last updated 11 May 2026
Reviewed by
Marcus Pang·Managing Director (Maths)
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- What Is the ISB?
- Which Schools Are Covered?
- Income Tiers
- How to Apply
Q: What does the MOE ISB 2026 guide cover?
A: The Independent School Bursary for secondary and IP-stream students at independent schools - what ISB is, which schools are covered, 2026 fee-subsidy tiers, how to apply online or through your school, and stacking with community bursaries. For ISB at JC and Specialised Independent Schools, see the ISB for Independent JCs & SIs guide.
TL;DR MOE's Independent School Bursary (ISB) provides tiered financial support for Singapore Citizen students at independent secondary schools, NUS High School of Mathematics and Science, and School of Science and Technology. From January 2026, ISB uses four income bands up to GHI S$12,000 or PCI S$3,000. Apply online or submit the ISB form through your school.
| If you have... | Read this first |
| 1 second | ISB is the fee-aid route for many independent secondary and IP schools. |
| 10 seconds | Check school coverage, Singapore citizenship, GHI or PCI band, subsidy tier, and annual renewal requirements. |
| 100 seconds | Estimate your tier first, then confirm what textbooks, meals, transport, or fee subsidies are included at that tier. |
| Concrete example | A student with PCI S$1,200 may not be Tier 1 but may still reduce fees through a higher ISB tier. |
| Best next step | Confirm your school's ISB workflow and gather income documents only where automatic retrieval is insufficient. |
Status: Last verified 2026-05-11 against MOE's financial assistance page, 16 October 2025 press release, and January 2026 ISB PDF.
