Can I get both HECB and MFAS?

Yes. HECB is an annual bursary credited to your student account. MFAS is a monthly allowance for transport and meals. They are separate schemes and you can hold both simultaneously if you meet the income threshold (GHI ≤ SGD 4,000 or PCI ≤ SGD 1,000).

What is the HOMES system?

HOMES is ITE's integrated student portal for academic records, financial aid applications, and student services. You access it with your ITE student login after enrolment.

Can PRs apply for government bursaries?

Government bursaries (HECB/HEB) are for Singapore Citizens. Permanent Residents should check with ITE's financial aid office for institutional aid and donor-funded bursaries that may be open to PRs.

Do I reapply every year?

Yes. HECB, HEB, and MFAS require a fresh application with updated income documents each academic year, even if your household income has not changed.

Can I combine HECB with CDAC or MENDAKI?

Yes. Community bursaries (CDAC, MENDAKI TTFS, SINDA/SIET) stack with government HECB/HEB. Apply to the community bursary separately through its own portal.

When will I receive my ITE bursary?

HECB/HEB is typically disbursed in October (Semester 1) and March (Semester 2). The bursary is credited to your ITE student account first - it offsets outstanding fees before any remaining balance reaches your bank account. If you applied late or your documents were incomplete, expect a 4–6 week delay from the date your application is fully processed.

Is MFAS paid in a lump sum or monthly?

MFAS is paid monthly (around mid-month), not as a lump sum. You receive SGD 200/month for the duration of the academic year as long as you remain enrolled and continue to meet the income criteria. The payout goes directly to your bank account via PayNow or bank transfer - it is separate from the HECB/HEB bursary. ---

ITE Bursary Singapore 2026: HECB/HEB Income Tiers, MFAS & Application Guide

Study guide21 Mar 2026, 08:00 Z

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Q: How much bursary can an ITE student get from the government in 2026?
A: Between SGD 490 and SGD 1,850 per academic year through HECB/HEB, plus an additional SGD 200/month through the Monthly Financial Assistance Scheme (MFAS) for the lowest-income tier. This guide covers all 4 tiers, MFAS eligibility, and stacking with community bursaries.

TL;DR ITE students receive the same government HECB/HEB bursary as polytechnic students, but at ITE-specific quanta. The lowest-income tier $GHI ≤ SGD 4,000$ receives SGD 1,850/year plus SGD 200/month in MFAS. All tiers are bond-free and applied through ITE's HOMES portal. You can stack these with CDAC, MENDAKI TTFS, and SINDA/SIET.

ITE bursaries are income-based and bond-free: Check GHI and PCI first.
HECB/HEB can give SGD 490 to SGD 1,850 per year, and MFAS can add SGD 200 per month for the lowest tier: Gather household income documents before opening HOMES.
Apply through ITE, then check which community bursaries can stack with it: For example, a family with SGD 4,300 GHI and five members may qualify through PCI even if GHI looks too high.

Status: AY2026 quanta verified 2026-03-21. Figures from the MOE financial assistance page for PSEIs.

Quick links: Bursaries hub, HECB/HEB poly guide, 2026 bursary application guide,

Reviewed by

Marcus Pang·Managing Director (Maths)

Tier	GHI	PCI	Annual quantum (Nitec / Higher Nitec)
HECB Tier 1	≤ SGD 4,000	≤ SGD 1,000	SGD 1,850
HECB Tier 2	SGD 4,001–SGD 5,500	SGD 1,001–SGD 1,375	SGD 1,400
HEB Tier 1	SGD 5,501–SGD 9,000	SGD 1,376–SGD 2,250	SGD 700
HEB Tier 2	SGD 9,001–SGD 12,000	SGD 2,251–SGD 3,000	SGD 490

Criterion	Threshold
GHI	≤ SGD 4,000/month
PCI	≤ SGD 1,000/month

Milestone	Typical timing	Notes
Application window opens	Start of each academic year (January for Year 1; continuing students check HOMES)	Apply as early as possible to avoid fronting fees
Application deadline	4–6 weeks into the semester	Late applications are processed on a rolling basis
Processing period	4–6 weeks from complete submission	Incomplete documents delay processing
Semester 1 disbursement (HECB/HEB)	October	Credited to your ITE student account; offsets outstanding fees first
Semester 2 disbursement (HECB/HEB)	March	Second-semester portion credited
MFAS monthly payout	Monthly (around mid-month)	SGD 200/month via PayNow or bank transfer
Annual renewal deadline	Start of next academic year	Fresh income documents required

Combination	Allowed?	Notes
HECB + MFAS	Yes	Different schemes; both disbursed separately
HECB + CDAC Post-Secondary Bursary	Yes	Apply separately through CDAC portal
HECB + MENDAKI TTFS	Yes	Apply separately through MENDAKI portal
HECB + SINDA/SIET	Yes	Apply separately through SINDA portal
HECB + donor/institutional bursaries	Yes	Check with ITE's financial aid office

ITE Bursary Singapore 2026: HECB/HEB Income Tiers, MFAS & Application Guide

Sources

ITE Government Bursary Tiers (AY2026)

How PCI Is Calculated

ITE Monthly Financial Assistance Scheme (MFAS)

How to Apply

Document Checklist

Payout Timeline

Stacking with Other Aid

Frequently Asked Questions

Useful Links

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